Loans / Business Loan
Business Loans That Grow With You
Working capital, inventory, equipment or expansion — fund your business with a simple online application and flexible repayment.
- Loan amount
- ₹1 Lakh – ₹50 Lakh
- Tenure
- 12 – 60 months
- Interest from
- 13.99% p.a.
- Processing fee
- Up to 2.5%
What is a Business Loan?
Business loans help MSMEs, traders, shop owners and self-employed professionals meet working capital and growth needs.
Unsecured options are available for eligible businesses, with tenures designed around your cash flows.
Eligibility
- Business owner aged 24–65 years
- Business vintage of at least 2 years
- Annual turnover of ₹10 Lakh or more
- Business must be profitable for the last year
- Healthy credit history for business and promoters
Required documents
Keep these handy — you can upload them online.
KYC
- PAN of business & owner
- Aadhaar of owner
- Business address proof
Business proof
- GST registration / Udyam certificate
- Shop & establishment licence
Financials
- Last 12 months’ bank statement
- Last 2 years’ ITR with P&L and balance sheet
Benefits
Working capital
Manage inventory and day-to-day expenses.
Expand operations
Buy equipment or open a new location.
Flexible repayment
Tenures that match your business cycle.
Digital process
Apply online with minimal paperwork.
EMI Calculator
Adjust amount, rate and tenure to plan your monthly budget.
Monthly EMI
₹24,243
for 24 months
- Principal
- ₹5,00,000
- Interest
- ₹81,832
- Total Payable
- ₹5,81,832
Application process
- 01
Check eligibility
Share basic business and income details.
- 02
Fill the application
Business, owner and requirement details.
- 03
Upload documents
KYC, GST and financial statements.
- 04
Verification & approval
Business and credit verification.
- 05
Disbursal
Approved amount is processed to your business account.
Business Loan FAQs
Who can apply for a business loan?
Proprietors, partnerships, private limited companies and self-employed professionals with at least 2 years of business vintage.
Is collateral required?
Unsecured business loans are available for eligible businesses. Larger amounts may need security.
What can I use the loan for?
Working capital, inventory, equipment purchase, expansion or any legitimate business purpose.
How long does approval take?
Once documents are complete, verification typically takes a few working days.
Apply for a Business Loan today
A simple step-by-step application. Takes about 5 minutes.