₹30 OFFRecharge
Flat ₹30 off on your first recharge
Valid on prepaid mobile recharges of ₹199 and above for new users.
Valid till 31 Dec 2026
Offers
Save more on recharges, bills and loans.
- 5% BACKCashback
5% cashback on electricity bills
Get up to ₹75 cashback when you pay your electricity bill using UPI.
Valid till 30 Nov 2026
- ₹50 BACKCashback
₹50 cashback on DTH recharge
Recharge any DTH account for ₹300 or more and get ₹50 cashback.
Valid till 31 Oct 2026
- 50% OFF FEELoans
50% off processing fee on personal loans
Apply for a personal loan this festive season and pay only half the processing fee.
Valid till 15 Nov 2026
- FROM 13.99%Loans
Special rates for MSME business loans
Eligible GST-registered businesses get preferential interest rates.
Valid till 31 Dec 2026
- ₹0 FEERecharge
FASTag top-up with zero convenience fee
Top up FASTag from any issuer bank without any extra charges.
Valid till 31 Dec 2026
- SCRATCH & WINPromotion
Festive Bonanza — win up to ₹1,000
Every recharge or bill payment above ₹249 gives you a scratch card.
Valid till 10 Nov 2026
- ₹100 / REFERRALPromotion
Refer a friend, earn ₹100
Invite friends to Jonojivan. Earn ₹100 when they complete their first transaction.
Valid till 31 Dec 2026
Offers are subject to terms and may change or end without notice. One use per user unless stated.