Loans / Personal Loan
Personal Loans for Life’s Moments
Weddings, travel, medical needs or home upgrades — get a collateral-free personal loan with a simple digital application.
- Loan amount
- ₹50,000 – ₹25 Lakh
- Tenure
- 12 – 60 months
- Interest from
- 10.99% p.a.
- Processing fee
- Up to 2%
What is a Personal Loan?
A personal loan is an unsecured loan you can use for almost any personal need. No collateral or guarantor is required.
You repay in fixed monthly instalments (EMIs) over a tenure you choose, so planning your budget stays simple.
Eligibility
- Indian resident aged 21–60 years
- Salaried or self-employed with a stable income
- Minimum monthly income of ₹20,000
- At least 1 year of total work experience
- Healthy credit history (CIBIL 700+ preferred)
Required documents
Keep these handy — you can upload them online.
Identity & address
- PAN card
- Aadhaar card
- Passport / Voter ID (optional)
Income proof
- Last 3 months’ salary slips
- Last 6 months’ bank statement
- Form 16 / ITR (if applicable)
Others
- Recent passport-size photograph
Benefits
No collateral
Borrow without pledging any asset.
Use for any need
Wedding, travel, medical, education and more.
Flexible tenure
Repay over 12 to 60 months.
100% digital
Apply, upload and track from your phone.
EMI Calculator
Adjust amount, rate and tenure to plan your monthly budget.
Monthly EMI
₹9,415
for 24 months
- Principal
- ₹2,00,000
- Interest
- ₹25,960
- Total Payable
- ₹2,25,960
Application process
- 01
Check eligibility
Know your eligible amount in under a minute.
- 02
Fill the application
Personal, employment and loan details.
- 03
Upload documents
KYC and income proofs.
- 04
Verification & approval
We verify your details and share the decision.
- 05
Disbursal
Approved amount is processed to your bank account.
Personal Loan FAQs
How much personal loan can I get?
Depending on your income, existing EMIs and credit profile, you can apply for ₹50,000 up to ₹25 Lakh.
Do I need a guarantor or collateral?
No. Personal loans are unsecured, so no collateral or guarantor is needed.
Can I prepay my loan?
Yes. Part-prepayment and foreclosure are allowed after the lock-in period mentioned in your loan agreement.
How is my EMI calculated?
EMI depends on loan amount, interest rate and tenure. Use our EMI calculator to see the exact monthly amount.
Apply for a Personal Loan today
A simple step-by-step application. Takes about 5 minutes.